Sinking funds categories you MUST have in your Budget
Financial Advice

Living Frugal tips from someone that hates spending money

So why do I hate spending money? Let me correct that I hate spending money that does not serve a purpose? Meaning wasting money is a No-No for me. Now don’t get me wrong, I’ve definitely wasted money especially if something is on SALE. I’m begging you, don’t let me go into that store, please! …

Financial Advice

How to use the envelope system without cash

Try the cashless budgeting envelope technique! You can budget the cash envelope system without cash! Yes, you heard me, cashless. I wanted to dive into this method because not alot of people like to withdraw cash. There are many reasons why some people prefer not to draw out cash. One, not being able to get …

Financial Advice

Saving Money Tips for Thanksgiving

Saving Money for Thanksgiving 2020 Quick Guide for smart Thanksgiving shopping strategy Picture this, Thanksgiving 2019 Pre Covid. I had hosted one of my largest Thanksgiving dinners with 8 people in attendance. The biggest take away was that I spent $400 on Food! Trust me, I know it’s more than the money that counts; it’s …

Financial Advice

Best Money-Saving Tips for Online shopping

Save more money shopping online made easy! 12 Tips you can use as a Guide for Online Shopping Who isn’t online shopping nowadays? Even before the pandemic, there was a constant increase in online sales. The attractiveness of online shopping is the convenience. You can easily order something at 3 am or right before bed …

Positive living

Save Money by making your own Cleaning Supplies

There’s a reason a lot of people like myself are thinking about making their own cleaning supplies. I think my love for DIYing some cleaning supplies came from our recent drought in stores, ever since COVID19 wipes and Paper towels are hard to come by. So the cleaning ingredients search begun and the main one …