110+ Cash Envelope categories Ideas for your Budget The Cash Envelope System The Cash Envelope System is a method of organizing your budget cash in separate envelopes. You designate an amount based on your budget for each envelope. First, choose your cash envelope categories that are a part of your budget. Then, money is then …
So why do I hate spending money? Let me correct that I hate spending money that does not serve a purpose? Meaning wasting money is a No-No for me. Now don’t get me wrong, I’ve definitely wasted money especially if something is on SALE. I’m begging you, don’t let me go into that store, please! …
So you came across this article because you need to save money? To be more specific you want to know how much money you should be saving at your age. You may have scrolled through the internet and loaded up on tons of infographics. (Don’t worry there will be some in here as well.) Even …
If you haven’t paid any of your bills online you are wasting tons of valuable time. Besides time this is the new way of paying bills. This is a process where you can pay your bills online by using a computer, mobile phone, or tablet. The other pros are it’s convenient and it saves money. …
How to Change Limiting Beliefs, and Get Clear on Your Financial Goals What Are Financial Affirmations? Financial affirmations are sayings that you tell yourself in the present tense about money. They are mantras that spark emotions to overcome a financial goal or situation. It can be thought of as another way to attract what you …
There are just a few places that you would want to stash away accumulated funds. The most common options are money market account and savings accounts. The main difference between a savings account and a money market account is that it offers a higher interest rate. So this means a better return for the more …
Cleaning the washing machine was something I hardly did, to be honest, I thought it somehow cleaned itself. But like other appliances, it does need a deep clean. If you have been starting to notice an odor or that your clothes don’t seem to be as clean that is why! It’s time to clean your …
What is an Index Fund? Index funds are a type of mutual fund that passively tracks an index. This is done by investing in all the stocks within the index, but not necessarily in the same proportions as its benchmark. An index fund will typically have lower costs than actively managed funds because it does …
Some people say the new year is the best time to buy because there are usually huge discounts on certain products. But I don’t think it’s necessary for you to wait for January to find good deals on these items! Some people might be waiting until January because they want to make sure they’re buying …
When I first opened my savings account I didn’t really know how the interest was calculated. It was simply put to me that your money grows slowly overtime at the rate of the interest. What it really is is the bank pays you in return for holding your money with them. They pay you based …
Saving money matters, because it helps you with your future expenses that may come up in the future. Believe it or not, it’s not all about buying things that are on sale or saving up to buy that smartphone; it’s about living your life! The economic drawbacks of spending can be scary, but there are …
After doing laundry for so many years I was surprised to know I might just be using the wrong temperature to wash my clothes? Now with the new high-efficiency machines, there are so many more options. When doing some research I’ve found that certain temperatures are best for different kinds of wash. This is why …
Hearing the words “Root Canal” can be a little scary but there’s no need to worry. The truth is not doing a root canal when recommended can lead to other complications. Are you tired of the pain of chewing or even the change in temperature? This could mean that you have a damaged or diseased …
Money Saving Tips for Disney World There are many factors that can determine the cost of a Disney World vacation. If you are considering taking your family to Disney World, you will need to plan accordingly. You might have to save for several months in order to afford this vacation. After you’ve planned your vacation …
You are ready to buy your first home but are wondering how the heck you are going to afford it. There are a few things you can do to make it easier. For example how much money do you have to save? Or how can I afford to buy a home? This article will offer …
Checks are often used as an alternative to cash transactions, but there are some things you need to know about them before you decide whether or not to use them. There are benefits and drawbacks to checks, so you’ll need to decide what’s easier for you. We’ll cover everything you need to know about what’s …
The average family in the U.S spends more than $1,400 per year on utilities according to the Energy Department. In my apartment, I have to use electricity for air conditioning, furnace, and hot water heater. During the months of quarantine, you might have noticed how much the electric bill skyrocketed. Keeping the lights on, or …
Did you ever wonder if there’s a better and safer way to use bleach in the laundry? We all have our reasons for breaking out the large white bottle. One cannot deny its benefits to whiten clothing and strength to kill bacteria. Knowing that bleach is probably one of the strongest chemicals in your cleaning …
