cash envelope categories
Budgeting

110+ Best Cash Envelope categories to use in your Budget

110+ Cash Envelope categories Ideas for your Budget The Cash Envelope System The Cash Envelope System is a method of organizing your budget cash in separate envelopes. You designate an amount based on your budget for each envelope. First, choose your cash envelope categories that are a part of your budget. Then, money is then …

Sinking funds categories you MUST have in your Budget
Financial Advice

Living Frugal tips from someone that hates spending money

So why do I hate spending money? Let me correct that I hate spending money that does not serve a purpose? Meaning wasting money is a No-No for me. Now don’t get me wrong, I’ve definitely wasted money especially if something is on SALE. I’m begging you, don’t let me go into that store, please! …

Uncategorized

How to Start Saving Money and Why you Should

Saving money matters, because it helps you with your future expenses that may come up in the future. Believe it or not, it’s not all about buying things that are on sale or saving up to buy that smartphone; it’s about living your life! The economic drawbacks of spending can be scary, but there are …

Cleaning Tips

What temperature is best for clothes in the wash?

After doing laundry for so many years I was surprised to know I might just be using the wrong temperature to wash my clothes? Now with the new high-efficiency machines, there are so many more options.  When doing some research I’ve found that certain temperatures are best for different kinds of wash. This is why …

Financial Advice

The Cost of a Root Canal – Why Dentists are Putting Their Prices Up

Hearing the words “Root Canal” can be a little scary but there’s no need to worry. The truth is not doing a root canal when recommended can lead to other complications. Are you tired of the pain of chewing or even the change in temperature? This could mean that you have a damaged or diseased …

Financial Advice

The Complete Check Writing Guide for Beginners

Checks are often used as an alternative to cash transactions, but there are some things you need to know about them before you decide whether or not to use them. There are benefits and drawbacks to checks, so you’ll need to decide what’s easier for you. We’ll cover everything you need to know about what’s …

Saving Money

How To Save Money on an Electric Bill in Simple Steps

The average family in the U.S spends more than $1,400 per year on utilities according to the Energy Department. In my apartment, I have to use electricity for air conditioning, furnace, and hot water heater.  During the months of quarantine, you might have noticed how much the electric bill skyrocketed. Keeping the lights on, or …

Cleaning Tips

How to use bleach with laundry: Tips to reduce yellowing

Did you ever wonder if there’s a better and safer way to use bleach in the laundry? We all have our reasons for breaking out the large white bottle. One cannot deny its benefits to whiten clothing and strength to kill bacteria. Knowing that bleach is probably one of the strongest chemicals in your cleaning …

Travel

Packing List for a Weekend trip: Tips you need to know!

You’re just going on a quick weekend trip, so you don’t want to take too much stuff with you and weigh yourself down. But you want to be comfortable and have everything you need. That’s why packing your bag wisely is so important. So here are some tips and tricks to help you pack light …

Holidays

How To Create A Cozy Christmas Aesthetic On A Budget

Create an inviting atmosphere this Christmas season with these simple tips on creating a cozy Christmas aesthetic on a budget. With just some twinkle lights, pine garlands, and stockings, you can create an ambiance that will warm your heart and delight your guests! Here’s how. 1) Accent pillows We all love our pets, but they …

Productivity

What is Time Management? And How to Manage your Time Today!

The definition of Time management is the process of organizing and planning how much time is needed between specific tasks and other priorities. It sounds easy enough when defined, but the truth is that millions of us try to crack the code of the time.   We all have the same time in the day, but …

Cleaning Tips

How To Start Whitening Laundry With Vinegar

Did you know there is a cheaper and safer way to whiten your clothes that works just as great if not better? Vinegar! Yes, it’s probably in your kitchen cabinets right now! And like myself, you have probably had some stubborn whites that you have given them the last chance on being white again. Eventually, …

grocery

Best Reusable Grocery Bags To Buy That Are Worth The Money

It wasn’t until last year during the midst of Covid19 that I was approached with opting for paper bags to fill with my groceries. My choices were paper or paying 10 cents for a plastic bag. Now it’s only paper or reusable.  I can admit I’m a slow player when it comes to being environmentally …

Holidays

Grinch Christmas Decorations: Christmas Decor Ideas to get Inspired

Grinch Christmas decor can inspire all the Cindy-Lou Whos in our hearts. How the Grinch Stole Christmas is a Holiday classic movie in my home. It makes the top ten on the holiday movie marathon every year. Even though most of my generation only remembers the Jim Carey one. Still, all the remakes get played …

Planners

The Best Planners for Men that want to be Organized

When it comes to planning even guys like to be organized. Getting your tasks written down on something better than a loose-leaf paper might just increase your productivity. An average person can waste up to twice a day worrying about how to start the day or what to do first. Developing a daily and a …

Saving Money

Four Saving Accounts You Should Have to Help You Grow Your Income

There are several things that everyone should have in order to maintain financial security. And saving accounts are one of them. A savings account will help you feel more secure and less stressed about money in the event of an emergency. And can also be used to help you grow your income over time through …