110+ Cash Envelope categories Ideas for your Budget The Cash Envelope System The Cash Envelope System is a method of organizing your budget cash in separate envelopes. You designate an amount based on your budget for each envelope. First, choose your cash envelope categories that are a part of your budget. Then, money is then …
With the cost of groceries constantly on the rise, it’s hard to keep your monthly food budget in check. The good news is that there are some simple steps you can take to save money on your grocery bill while also eating nutritious, delicious food. If you’re looking to cut down on how much you …
Common monthly expenses are bills that reoccurring every month in your budget. A budget is nothing more than a guide to using your money and using it when it works best for you. By making a list of all your monthly expenses and match those expenses that list against your monthly income you could organize …
Determining the amount of money you should put aside really starts with how many expenses you have. It first begins with knowing what your actual income is, not the pretty number on your paystub. I’m talking about that other number that you sigh in disappointment wish you realized, yep, and those are the tax cuts. …
When it comes to budgeting, many of us try to look for better strategies to pay our bills. As if there’s is a better way to keep up to date with everything. One fact is that there is a direct relation between when we receive our income and when the bills get paid. Anything, if …
Cheapest Food to buy on a Tight Budget
Cheapest Food to buy on a Tight Budget
Cheapest Food to buy on a Tight Budget
New Year’s Eve Parties don’t have to be costly! I’m pretty we are all getting used to being at home. Since we live our lives with Covid for the majority of 2019, we can expect to celebrate New year’s eve that way as well. Bringing in the New Year doesn’t have to be a drag. …
Grocery Budget tips to save money and not overspend Do you feel as though your grocery budget is just out of control? Every month it’s starting to increase and add to the stress of paying other bills! It’s easy for your food budget to get out of control for many reasons. I know your reading …
Dreading the next paycheck, knowing you have already mentally overspent it on bills?Dreaming of looking at your savings account fully funded? It seems so impossible but trying different ways of managing your money will help. The first thing is budgeting, and this is a must. Ugh, budgeting, I know! Paper, pen, and numbers, how boring! …
Before I started budgeting, I was always stressed about paying my bills. The habit of not paying on time caught up with me, and soon the feelings of being overwhelmed. If you need a guide to show you exactly what a budget is? Or even where to start? I made an in-depth guide to budgeting. …
Bills, Bills, Bills So you got a ton of bills? Nowadays, who doesn’t! With every subscription comes a sacrifice. Poor wallet, your diet is looking pretty slim And there are those bills you need to live on like, a mortgage, utilities. The necessary bills, pretty much everything ending in the word “insurance”. Let’s not forget …
What is the 50/30/20 budgeting rule of thumb anyway? And more importantly, How can I try this right now?! The 50/30/20 budgeting technique is one of many giving you an outline to divide up your expenses by percentages. I’ve also discussed my personal method of budgeting (30/30/25/15) which is similar as it is percent based …
When you think of the words zero-based what is most noticeable mention is the word “zero”. Thinking of something being zero in the mind of a saver can create that big question mark above your head. “Is this the best way to manage my money?” First, you would need to understand what is zero-based budgeting …
