What percentage of your paycheck goes to bills?

Determining the amount of money you should put aside really starts with how many expenses you have. It first begins with knowing what your actual income is, not the pretty number on your paystub. I’m talking about that other number that you sigh in disappointment wish you realized, yep, and those are the tax cuts.  …

How To Use The Half Payment Method

Dreading the next paycheck, knowing you have already mentally overspent it on bills?Dreaming of looking at your savings account fully funded? It seems so impossible but trying different ways of managing your money will help. The first thing is budgeting, and this is a must. Ugh, budgeting, I know! Paper, pen, and numbers, how boring! …

The Best Way to Pay your Bills on Time Every Month

The Best Way to Pay your Bills on Time Every Month

Bills, Bills, Bills So you got a ton of bills? Nowadays, who doesn’t!  With every subscription comes a sacrifice. Poor wallet, your diet is looking pretty slim And there are those bills you need to live on like, a mortgage, utilities. The necessary bills, pretty much everything ending in the word “insurance”. Let’s not forget …

How to use the 50/30/20 rule in your budget

What is the 50/30/20 budgeting rule of thumb anyway? And more importantly, How can I try this right now?! The 50/30/20 budgeting technique is one of many giving you an outline to divide up your expenses by percentages. I’ve also discussed my personal method of budgeting (30/30/25/15) which is similar as it is percent based …

How to use the Zero-based budgeting method

When you think of the words zero-based what is most noticeable mention is the word “zero”. Thinking of something being zero in the mind of a saver can create that big question mark above your head. “Is this the best way to manage my money?” First, you would need to understand what is zero-based budgeting …

How to prepare your Budget and stay consistent

Prepping yourself for a budgeting strategy is more than grabbing a piece of paper and writing down your expenses. Budgeting can become more than just a tool that we can use it as a future forecast. The result of prepping your budget gives is like a wealth checkup, a personal reflection of your money habits. …

How much should you REALLY be saving every month?

I’ll give you the straight answer for this and its simply at least 20% of your income. Now, why should you continue to read this? Gotta another answer for ya!: “There is the knowledge of what to do and then there’s the doing”. Most of the time we already know the answer but we need …

Purchases to avoid when you are on a tight budget

We are discussing what purchases to avoid when you are on a tight budget. I’m going to list just a few of them. There are a ton of purchases you can avoid but these made my list solely because I’ve purchased all of them. The best teachers give lessons from experience. I’ve chosen to teach …