Keeping myself on task is probably a hard job to do me. My wandering skills are just as fast, even without any distractions. I could only imagine if they were, then nothing will ever get done. When I was a student, the studying need to happen right before the test or after it was assigned …
More people are working from home nowadays… Working from home can be exciting but comes with its challenges. If you think it’s easy and you’re going to have all the time in the world to do other things, well, it’s not that simple. I’m guessing that’s what brought you to read this article. You could …
There are some goals that seem out of reach but break it down into smaller habits and it more possible. How do you turn something into a habit? That’s what I wanted to know after forcing myself to crawl out of bed every morning at 5 am. I would ask myself am I just not …
There are those like me who love to plan. Then there are moments when you purchased a brand new planner you’re excited about and can’t figure how to fill the pages. I might just one of those weirdo that love the smell of Staples stores, it’s like a jammed pack smell of fresh stationary. Oh, …
If you clicked to read this, you’re like me and others are looking for Free budgeting apps to manage money. With so many out there now, how do you make the decision to pick one? One thing to mention again is that they are free to use. Some might require a subscription for more perks, …
We are discussing what purchases to avoid when you are on a tight budget. I’m going to list just a few of them. There are a ton of purchases you can avoid but these made my list solely because I’ve purchased all of them. The best teachers give lessons from experience. I’ve chosen to teach …
In this post, we are starting from the beginning, way way in the beginning. I wanted to go over the basics of a budget and define some terminologies. Let’s start with our main topic “The Budget “ What exactly is a budget? According to Wikipedia, a Budget is a financial plan for a defined period, …
Can you really save money without thinking? I mean really not have a day where you are checking your bank account seeing what’s left. The truth is not really, I can’t lie and say you will never look at your bank account. What I can tell you it that you can have at least one …
The No-Spend Challenge I know it might be scary to think about not spending a dime, but that’s why we prepare. Do all of your shopping and pay all of your bills in advance. If paying your bills in advance is not an option to schedule them automatically or on a calendar to keep track. …
When you see a money challenge post what do you think of? Something exciting and motivating? I know I feel great starting a challenge especially at the beginning of the year. The let down as most resolutions is the lack of commitment. Everything might be easier in the beginning but soon you realize it takes …
When budgets are tight, I mean really tight! It almost seems impossible to save any kind of money. Just looking at your expenses and wondering “How can I possibly even have savings?”. I want you to look at your budget again, tell yourself “its possible!”. You are going to perform surgery on that budget right …
So at this point, you picked out your budgeting techniques but what about the components. Let’s examine what main things that have to be apart of every budget. Hmm, there is the income, of course, the expenses…dread and the obvious reason why we want to do this, the savings. The structure of a budget I …
What type of budget should I try? There many times of budgets some people like to choose based on their income. I would like to go over some of the types of budgets that are out there. After that, I would like to go over my own budgeting strategy. So what type of budget are …
What are your Goals? Let’s talk about the history of Trene’s goals. Some of them were really big, like trying to start my own makeup artist company back in 2009 (spoiler alert it is now 2020). So many BIG Goals, I worked at them a little bit as you can tell I’ve strayed away from …
I’m Busy but I’m not making progress Task after task can get overwhelming sometimes. I admit it seems like sometimes my list is very long and I still don’t feel accomplished. Realizing I was always tired and still not crossing off my to-dos, I was just busy not productive. Anyone that knows me, know that …
