how to start the cash envelope system

How to start a cash envelope system

Starting a budget when you have failed at saving so many times seems impossible. When I first discovered the cash envelope system my thoughts were, this is challenging. Little did I know the challenge is what I needed. Thinking about the steps it actually sounds pretty simple, you draw out cash and put them into …

Secret tips to save money on your monthly bills

Secret tips to save money on your monthly bills

The routine every month is that you get paid, you budget, and then comes the paying the bills part. It’s hard to think that if you pay your bills every month that you can be wasting money. I mean, your being responsible right. The reality is that you could just be overpaying on your monthly …

Breaking down the Budgeting Basics “What exactly is a Budget?”

In this post, we are starting from the beginning, way way in the beginning. I wanted to go over the basics of a budget and define some terminologies. Let’s start with our main topic “The Budget “ What exactly is a budget? According to Wikipedia, a Budget is a financial plan for a defined period, …

5 Simple Budgeting Tips For Getting a Month Ahead on Bills

Getting ahead on monthly bills can seem just unrealistic. Every month I dread knowing a bill is coming or even looking at my bank account after its paid. I started to wonder if it’s even possible to pay ahead. After that, I wrote down all my expenses in a journal and thought of many scenarios. …

Stop these Bad Money Habits if you want to Save your Money

There are many ways to try to save, but its so difficult to do especially with limited income. How can we manage what we have already and try to save more. The one thing I want you to think of is the habits you have preventing you from this. What are some things you can …