how to start the cash envelope system

How to start a cash envelope system

Starting a budget when you have failed at saving so many times seems impossible. When I first discovered the cash envelope system my thoughts were, this is challenging. Little did I know the challenge is what I needed. Thinking about the steps it actually sounds pretty simple, you draw out cash and put them into …

Master your Negotiation skills to lower your Bills

Do you want to get your monthly bills lowered by speaking to someone over the phone? Getting your bill lowered can be as easy as a conversation. It’s not as nerve-wracking as it seems. I would never call about my bills because I didn’t want to be disappointed with the outcome. All the tips I’m …

Secret tips to save money on your monthly bills

Secret tips to save money on your monthly bills

The routine every month is that you get paid, you budget, and then comes the paying the bills part. It’s hard to think that if you pay your bills every month that you can be wasting money. I mean, your being responsible right. The reality is that you could just be overpaying on your monthly …

Ultimate Financial Resource for Baby Planning

The news is in, your going to be a parent! This can be both exciting and a little scary. Scary because there is a lot of unknown, especially as a new parent you are overwhelmed with information. I wanted to write this article because I too was scared as a new parent. I didn’t have …

The habits of the rich to help you save money

The Habits of the Rich to help you save money

It might be easy to be hypnotized by the lifestyle of the rich. There are plenty media of them in lavish cars and living in large scale homes. Why it could be all too true if we admit to having those same dreams. Quite honestly, to see the words “Rich”, Famous and Wealth are like …

Breaking down the Budgeting Basics “What exactly is a Budget?”

In this post, we are starting from the beginning, way way in the beginning. I wanted to go over the basics of a budget and define some terminologies. Let’s start with our main topic “The Budget “ What exactly is a budget? According to Wikipedia, a Budget is a financial plan for a defined period, …

5 Simple Budgeting Tips For Getting a Month Ahead on Bills

Getting ahead on monthly bills can seem just unrealistic. Every month I dread knowing a bill is coming or even looking at my bank account after its paid. I started to wonder if it’s even possible to pay ahead. After that, I wrote down all my expenses in a journal and thought of many scenarios. …

Stop these Bad Money Habits if you want to Save your Money

There are many ways to try to save, but its so difficult to do especially with limited income. How can we manage what we have already and try to save more. The one thing I want you to think of is the habits you have preventing you from this. What are some things you can …