How to use the envelope system without cash

Try the cashless budgeting envelope technique! You can budget the cash envelope system without cash! Yes, you heard me, cashless. I wanted to dive into this method because not alot of people like to withdraw cash. There are many reasons why some people prefer not to draw out cash. One, not being able to get …

Save Money by making your own Cleaning Supplies

There’s a reason a lot of people like myself are thinking about making their own cleaning supplies. I think my love for DIYing some cleaning supplies came from our recent drought in stores, ever since COVID19 wipes and Paper towels are hard to come by. So the cleaning ingredients search begun and the main one …

10 Habits of Women that are successful with Money

The history of women has evolved as we continue to prove our worthiness and break out of traditional roles. The many Women liberation activists have significantly impacted overcoming suppression and inequalities—some of those fears that we encounter as women still present themselves even with our finances. To get past the doubt can be a challenge. …

Purchases to avoid when you are on a tight budget

We are discussing what purchases to avoid when you are on a tight budget. I’m going to list just a few of them. There are a ton of purchases you can avoid but these made my list solely because I’ve purchased all of them. The best teachers give lessons from experience. I’ve chosen to teach …

5 Ways to save money without even thinking

Can you really save money without thinking? I mean really not have a day where you are checking your bank account seeing what’s left. The truth is not really, I can’t lie and say you will never look at your bank account. What I can tell you it that you can have at least one …

How to start a Saving Money Challenge and commit (second part)

The No-Spend Challenge I know it might be scary to think about not spending a dime, but that’s why we prepare. Do all of your shopping and pay all of your bills in advance. If paying your bills in advance is not an option to schedule them automatically or on a calendar to keep track. …

How to start a Saving Money Challenge and commit

When you see a money challenge post what do you think of? Something exciting and motivating? I know I feel great starting a challenge especially at the beginning of the year. The let down as most resolutions is the lack of commitment. Everything might be easier in the beginning but soon you realize it takes …

Techniques to save money if you are salary that actually works

Have you ever consider if getting paid a salary might make you want to take that job? Any even if you are already on salary, do you feel like it’s easier to save money? If this is true we might have not even need to write about this. The truth of the matter is that …