Financial Planning in 2021: Are you ready to take the First Step?

Financial planning is building a roadmap of your financial future. Most people have an idea of what a financial plan is, however they might need help with the planning. If you want to save, for example, education and retirement, financial planning is where I would start. You might not feel confident about your finances but …

10 Steps to saving $10,000 in a year! The Fastest Way

What is impossible becomes possible when you take the first step. Is it possible to save $10,000, yes! There is $10,000 out there, and it just takes will, discipline and motivation. Put all those three in a blender, and that would be the healthiest drink you can take in the morning.  I believe after reading …

Sinking funds categories you MUST have in your Budget

Living Frugal tips from someone that hates spending money

So why do I hate spending money? Let me correct that I hate spending money that does not serve a purpose? Meaning wasting money is a No-No for me. Now don’t get me wrong, I’ve definitely wasted money especially if something is on SALE. I’m begging you, don’t let me go into that store, please! …

Master your Negotiation skills to lower your Bills

Do you want to get your monthly bills lowered by speaking to someone over the phone? Getting your bill lowered can be as easy as a conversation. It’s not as nerve-wracking as it seems. I would never call about my bills because I didn’t want to be disappointed with the outcome. All the tips I’m …

Secret tips to save money on your monthly bills

Secret tips to save money on your monthly bills

The routine every month is that you get paid, you budget, and then comes the paying the bills part. It’s hard to think that if you pay your bills every month that you can be wasting money. I mean, your being responsible right. The reality is that you could just be overpaying on your monthly …